4 Oceans teams up with Capital on Tap - Small Business Working Capital Facility

4 Oceans Capital has teamed up with Capital on Tap to offer our growing network of small businesses fast access to additional working capital as and when they need it most.

Not unlike 4 Oceans itself, Capital on Tap was founded in 2012, and is on a mission to help small businesses thrive. They, like us, believe small business owners are the foundation for growth in our economy but our traditional banking system has left SMEs behind.

So far Capital on Tap have provided small business working capital facilities totalling over £500M to over 50,000 business across the UK, including 4 Oceans Capital Ltd, where the facility has helped us to manage our cashflow as well as providing us with a great way to manage expenses across the Business using the Capital on Tap Mastercard’s.

A Capital on Tap facility is available to any UK Based business with at least £2,000 monthly turnover and no CCJ’s against the business in the last 12 months.

Some of the benefits of using Capital on Tap are:-

  • Credit limits up to £50k
  • Up to 37 days interest free on card spend
  • Interest rates as low as 9.9% APR
  • Applying has no effect on your credit history
  • No fees – no joining fee, no monthly fee
  • Free FX – no commission and get Mastercard exchange rates

Capital on Tap is easy to apply for in you’ll get an almost instant decision.  The whole process is very straightforward and if approved you’ll get immediate access to your funds online whilst you wait for your new Mastercard to arrive.

4 Oceans has arranged for a special opening bonus of £75 to be credited to your account if you apply and are accepted using our special offer code 1REFJ648M98. 

If you are interested in this offer you can apply here but don’t forget to use the code to get your sign up reward.

4 Oceans Capital Ltd is not providing any financial advice with respect to business credit facilities and you should seek advice from your own financial advisor before entering into any agreement, 4 Oceans Capital Ltd will receive an arrangement fee from Capital on Tap if you complete any agreement with them.

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